/* ZARVEN — sistema visual claro compartido. */
:root{--bg:#f4f7fb;--bg2:#fff;--panel:#fff;--panel2:#f7f9fc;--panel3:#edf2f8;--line:#dfe6ef;--text:#182b49;--muted:#60718a;--green:#176bba;--green2:#115696;--accent:#087f83;--red:#b8314c;--shadow:0 5px 24px #243b5a06;color-scheme:light}
body{background:var(--bg);color:var(--text);font-family:'Segoe UI',system-ui,sans-serif;-webkit-font-smoothing:antialiased;line-height:1.55}
h1,h2,h3{color:#182b49;letter-spacing:-.65px}h3{font-size:17px}button,input,select,textarea{font:inherit}button{cursor:pointer}button,a,input,select{touch-action:manipulation}button:focus-visible,a:focus-visible{outline:3px solid #178b98;outline-offset:3px}input:focus-visible,select:focus-visible{outline:2px solid #178b98;outline-offset:2px}
.brandmark,.z-mark,.brand-emblem{background:#176bba;color:#fff;box-shadow:none;border-radius:11px;letter-spacing:-1px;transform:none}.logo,.brand,.brand-lockup{color:#182b49}.sub,.label,.meta,.notice,.msg,.muted{color:#60718a}.notice{font-size:12px}.sub,.label{font-weight:700;letter-spacing:1.1px}
.btn{border-radius:9px;min-height:44px;padding:11px 17px;font-size:13px;font-weight:650;box-shadow:none;transition:background .16s,border-color .16s}.btn:hover{transform:none;filter:brightness(.97)}.green{background:#176bba;color:#fff;box-shadow:none}.dark,.linkbtn{background:#fff;border:1px solid #d6e0ec;color:#334b6a}.danger{background:#fff1f3;border:1px solid #f0cbd3;color:#ac2942}
.card,.kpi,.gate,.login-card,.modalbox{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);color:var(--text)}.card{padding:24px}.section{margin-top:20px}.hero{background:#eaf2fc;border:1px solid #d7e5f5;border-radius:18px;box-shadow:none;padding:28px}.hero h2{font-size:29px;line-height:1.2;margin:10px 0}.hero p{max-width:600px}.hero-badge{background:#fff;color:#176bba;border:1px solid #c9dff1;font-weight:700}.hero-date b{color:#24496f}.hero-date .sub{font-size:9px}
.field label{color:#405774;font-size:12px;font-weight:650;margin-bottom:8px}.field input,.field select,.filter-input,.route-tools select,.authform input{background:#fff;border:1px solid #ced9e7;color:#182b49;border-radius:9px;min-height:46px;padding:11px 13px}.field input:focus,.field select:focus,.authform input:focus{border-color:#176bba;box-shadow:0 0 0 3px #176bba12}.field small{color:#60718a}.form{gap:18px}.field{min-width:0}
.side{width:244px;background:#fff;border-right:1px solid var(--line);padding:28px 16px;backdrop-filter:none}.side .brand{padding:0 10px 25px}.side .logo{color:#182b49;font-size:22px;letter-spacing:2px}.side .sub{color:#6a7e98}.nav-label{color:#7c8ca2;font-size:10px;font-weight:650;padding:23px 12px 8px;letter-spacing:1.6px}.nav button{padding:11px 12px;border-radius:9px;color:#586d88;font-size:13px;font-weight:600;margin:3px 0;min-height:44px}.nav button.active{background:#eaf2fd;color:#1262ac;border-color:transparent;box-shadow:inset 3px 0 #176bba}.nav button:hover{background:#f0f5fb;color:#176bba}.nav .nav-ico{display:inline-block;font-size:19px;width:26px;color:inherit}.side-foot{background:#f6f9fd;border-color:#e3eaf4;color:#6b7e96;font-size:11px;margin-top:26px}.side-foot b{color:#176bba}
.main{margin-left:244px;padding:22px 34px 48px;max-width:1880px}.top{background:#f4f7bf00;background:linear-gradient(#f4f7fb 90%,#f4f7fb00);border-bottom:1px solid var(--line);padding:8px 0 22px;margin-bottom:26px}.top h1{font-size:27px;font-weight:700;margin-top:4px}.user{background:#fff;color:#48607e;border-color:var(--line);font-weight:600}.dashboard-toolbar{background:transparent;border:0;padding:8px 0;margin:16px 0;gap:16px}.filter-chip{background:#fff;color:#5b6f89;border-color:#dfe6ef;font-size:12px;padding:9px 13px;border-radius:8px;font-weight:600}.filter-chip.active{background:#182f50;color:#fff;border-color:#182f50}.custom-range .filter-input{min-height:40px;width:140px}.kpi-grid{gap:16px}.kpi{padding:22px;min-height:160px}.kpi:after{display:none}.kpi-icon{background:#ecf4ff;border:0;color:#176bba;border-radius:10px;width:36px;height:36px;margin-bottom:20px}.kpi.danger-kpi .kpi-icon{background:#fff0f3;color:#b8314c}.kpi.orange-kpi .kpi-icon{background:#fff5e7;color:#97621c}.kpi.cyan-kpi .kpi-icon{background:#e8f7f7;color:#087f83}.num,.value{color:#182b49;font-size:27px;font-weight:700;letter-spacing:-.8px;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.meta{font-size:11px}.dash-two{gap:20px;margin-top:20px}.money-row{gap:12px}.mini-stat,.profile-kpi,.profile-section,.collection-col,.app-item,.route-summary{background:#f8fafd;border:1px solid #e1e8f1;color:#243d5e}.mini-stat b{color:#203c61}.progress-shell,.rep-bar{background:#e6edf5;border:0;height:9px}.progress-bar,.rep-fill{background:linear-gradient(90deg,#176bba,#12a3a2)}.quick-grid{gap:14px}.quick{background:#fff;color:#365273;border:1px solid #dfe6ef;border-radius:12px;padding:20px 12px;min-height:114px}.quick:hover{background:#f4f8ff;border-color:#b9cfe7;transform:none}.quick i{background:#edf4fd;color:#176bba;border-radius:10px}.quick b{font-size:12px;font-weight:600}.collection-item,.timeline{border-color:#e1e8f1}.collection-item .detail,.empty-mini{color:#60718a;font-size:11px}.count-badge,.tiny-btn,.pill,.level{background:#e8f6f2;color:#086954;border-color:#bce3d7}.tiny-btn{padding:7px 10px}.tablewrap{border-radius:14px}.table th{background:#f6f9fd;color:#60718a;font-size:10px;font-weight:650;letter-spacing:.8px}.table th,.table td{padding:16px 13px;border-color:#e7edf5}.table td,.report-table td:first-child{color:#334c6c}.table tbody tr:hover{background:#f8fbff}.route-summary small{color:#60718a}.table .btn{font-size:12px}
.plan-summary,.z-hint,.terms-confirm{background:#f0f6ff;border:1px solid #d7e5f5;color:#365c85}.summary-grid strong{color:#182b49}.summary-grid small,.plan-list th{color:#60718a}.plan-list th,.plan-list td{border-color:#dfe6ef}.plan-presets button{color:#446485;border-color:#d6e2ee}.plan-presets button:hover{background:#edf4fd}.modal{background:#152b4f66;backdrop-filter:blur(4px)}.modalbox{width:min(780px,100%);padding:28px;box-shadow:0 25px 90px #152b4f30}.toast{background:#163858;color:#fff}.mobile-dock{background:#fff;border-color:#dce6f2;box-shadow:0 5px 30px #182b4918}.mobile-dock button{color:#60718a}.mobile-dock button.active{background:#eaf2fd;color:#176bba}
.auth{background:radial-gradient(ellipse at 20% 20%,#e1edf9,transparent 55%),#f4f7fb}.authshell{background:#fff;border:1px solid #dce6f2;border-radius:24px;box-shadow:0 24px 90px #18385a12;width:min(980px,100%)}.authvisual{background:#eaf2fc;padding:48px}.authvisual h2{color:#18385a;font-size:36px;font-weight:700;line-height:1.16;margin-top:52px}.authvisual p{color:#586f8a;font-size:14px}.authvisual:after{background:#176bba09}.authpoint{color:#365877;font-size:13px}.authbox{background:#fff;color:#182b49;padding:48px}.authbox .logo{color:#182b49}.authbox .sub,.authbox .msg{color:#60718a}.version-tag{background:#edf6fa;color:#087f83;font-size:10px;font-weight:700}.authform{gap:16px}.authform label{font-size:12px;font-weight:650;color:#405774;margin-bottom:-10px}.auth-home{display:inline-block;margin-top:24px;font-size:12px;text-decoration:none;color:#60718a}
.customer-app .wrap{width:min(1080px,100%);padding:28px 28px 60px}.customer-header{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-bottom:32px;border-bottom:1px solid var(--line);padding-bottom:22px}.customer-header .brand{font-size:23px;letter-spacing:2px;display:flex;align-items:center;gap:10px}.customer-header .brand:before{content:'Z';display:grid;place-items:center;width:36px;height:36px;background:#176bba;color:white;border-radius:10px;font-size:23px;letter-spacing:0}.customer-header a{text-decoration:none;font-size:12px;color:#60718a}.customer-header .sub{font-size:9px;margin-top:5px}.customer-app .gate{max-width:490px;margin:64px auto;padding:38px}.gate h2{font-size:30px;margin:5px 0 12px}.gate .grid{gap:18px;margin-top:26px}.gate .msg{font-size:13px}.customer-app .kpis{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:20px}.customer-app .kpi{min-height:125px;border-top:3px solid #dce9f9}.customer-app .kpi:last-child{background:#eaf2fc;border-color:#c4d9f2}.customer-app .value{font-size:25px}.customer-app .profile-photo-card{background:#fff;border-color:var(--line);padding:22px;margin-top:20px;border-radius:16px}.photo-placeholder{background:#ecf3fc;border-color:#c2d6ee;color:#176bba}.profile-photo{border-color:#c2d6ee}.reputation-card,.points-card,.reward{background:#f7fafd;border-color:#dce6f2;color:#243d5e;box-shadow:none}.rep-stat{background:#fff;border-color:#dce6f2}.rep-stat span,.rep-progress,.points-label,.rep-score small{color:#60718a}.points-item{border-color:#dce6f2}.points-positive{color:#087461}.reward-highlight{background:#e9f7f1;color:#086954;border-color:#c9e7dc}.paybox{background:#f8fafd;border-color:#dce6f2;color:#243d5e}.paytitle,.paykey{color:#24496f}.row{border-color:#e4ebf4}.customer-app .row{padding:18px 0}.customer-app .head h1{font-size:32px}.activation-app{background:#f4f7fb;display:grid;place-items:center;min-height:100vh;margin:0;padding:20px}.activation-app .card{width:min(480px,100%);padding:36px}.activation-app p{color:#60718a}.activation-app input{background:#fff;color:#182b49;border:1px solid #ced9e7}.activation-app button{background:#176bba;color:white}.activation-app a{color:#176bba}
/* Página pública: encabezado editorial y simulador en dos columnas. */
body.public-home{background:#f4f7fb;color:#182b49;font-family:'Segoe UI',system-ui,sans-serif}.site-shell{max-width:1320px;padding:0 40px}.topbar{min-height:88px;border-color:#dfe6ef}.brand-lockup{color:#182b49}.top-links{color:#586d88}.top-links a:hover{color:#176bba}.top-login{background:#fff;border-color:#d6e0ec;color:#24496f!important;border-radius:9px}.welcome-heading{padding:56px 0 35px;max-width:780px}.welcome-heading .section-eyebrow{color:#087f83;font-size:11px}.welcome-heading h1{font-size:clamp(35px,4.5vw,58px);line-height:1.1;letter-spacing:-2px;margin:17px 0;color:#182b49;font-weight:700}.welcome-heading h1 span{color:#176bba}.welcome-heading p{font-size:16px;line-height:1.8;color:#60718a;max-width:620px;margin:0}.hero-layout{margin-top:0;gap:24px;align-items:start;grid-template-columns:minmax(0,1fr) minmax(0,1fr)}.configure-panel{padding:28px;background:#fff;border:1px solid #dfe6ef;border-radius:18px}.hero-tag{background:#edf6fa;color:#087f83;font-size:10px;letter-spacing:1px}.tag-dot{background:#087f83;box-shadow:0 0 0 4px #087f8312}.configure-panel .panel-title{font-size:26px;letter-spacing:-.8px;line-height:1.25;color:#182b49;margin:23px 0 10px}.configure-panel .hero-copy{color:#60718a;margin-bottom:22px;font-size:13px;line-height:1.65}.loan-editor{padding:0;border:0;border-radius:0;box-shadow:none}.editor-header{padding:18px 0 0;border-top:1px solid #e6edf5}.section-eyebrow{color:#087f83}.editor-header h2{color:#24496f;font-size:17px}.reset-link{color:#176bba}.editor-fields{gap:18px;margin-top:24px}.label-line label{color:#405774;font-size:12px}.field-icon{background:#edf4fd;color:#176bba;border-radius:8px}.loan-field>input,.input-unit{background:#f8fafd;border-color:#d8e2ef;color:#182b49;min-height:50px;font-weight:650}.input-unit input{color:#182b49;font-weight:650}.micro-help,.field-suffix,.input-unit span{color:#60718a}.loan-field>input:focus,.input-unit:focus-within{border-color:#176bba;box-shadow:0 0 0 3px #176bba12}.loan-chips>span{color:#60718a}.chip{border-color:#d6e2ef;background:#f8fafd;color:#586d88;border-radius:8px}.chip.active,.chip:hover{background:#eaf2fd;border-color:#a6c7e9;color:#176bba}.primary-cta{background:#176bba;box-shadow:none;border-radius:9px;font-size:14px;font-weight:650}.primary-cta:hover{background:#115696;filter:none}.loan-notice p{color:#60718a}.loan-notice>span{color:#176bba}
.results-panel{background:#fff;border:1px solid #dfe6ef;color:#182b49;box-shadow:none;border-radius:18px;padding:28px}.results-blob{display:none}.results-head{color:#60718a}.results-brand{color:#182b49}.results-brand span{color:#176bba}.live-dot{background:#0c9487;box-shadow:0 0 0 4px #0c948712}.results-panel h2{font-size:27px;letter-spacing:-.8px;margin:27px 0 10px;color:#182b49}.results-subtitle{color:#60718a;font-size:13px}.results-grid{gap:12px}.results-grid>div{background:#f7f9fd;border-color:#e0e8f2;padding:18px}.results-grid span,.results-grid small{color:#60718a}.results-grid strong{font-size:25px;color:#182b49;font-weight:700}.results-grid .result-primary{background:#183b64!important;color:#fff;border-color:#183b64;grid-column:1/-1;grid-row:auto;min-height:135px;padding:24px}.result-primary strong{color:#fff;font-size:38px!important}.result-primary span,.result-primary small{color:#c7daee!important}.breakdown-card{background:#f7fafd;border-color:#dfe6ef;margin-top:18px;padding:18px}.breakdown-title>span{color:#60718a}.cost-key span{color:#60718a}.cost-key strong{color:#24496f}.cost-bar{background:#dce6f2;height:9px}.cost-bar #costCapitalBar,.cost-key i{background:#176bba}.cost-bar #costInterestBar,.cost-key i.key-interest{background:#11a0a2}.calendar-card{border:1px solid #dfe6ef;box-shadow:none;border-radius:12px;padding:18px;margin-top:18px;color:#182b49}.calendar-heading h3{color:#24496f;font-size:18px}.calendar-pill{background:#edf6fa;color:#087f83}.calendar-table th,.calendar-table td{border-color:#e4ebf4;color:#586d88}.calendar-table td:first-child{color:#176bba}.calendar-table td:nth-child(3){color:#182b49}.calendar-footnote{color:#60718a}.results-footer{color:#405774}.results-footer small{color:#60718a}.shield-symbol{background:#edf6fa;border:0;color:#087f83}.info-strip{padding:32px 0;border-color:#dfe6ef;gap:24px}.info-symbol{background:#e8f1fc;color:#176bba;border-radius:11px}.info-strip b{color:#24496f;font-size:13px}.info-strip p{color:#60718a;font-size:12px}.apply-layout{padding:64px 0 72px;gap:64px;grid-template-columns:minmax(0,.8fr) minmax(0,1fr)}.apply-copy h2{color:#182b49;font-size:38px}.apply-copy>p,.apply-copy .approval-note{color:#60718a}.apply-preview{border-color:#dfe6ef;border-radius:14px}.apply-preview strong{color:#24496f}.apply-preview small{color:#60718a}.apply-preview>div{border-color:#e4ebf4}.application-card{border-color:#dfe6ef;box-shadow:none;border-radius:18px}.application-heading h3{color:#182b49}.application-step{background:#edf6fa;color:#087f83}.application-fields label{color:#405774}.application-fields input{background:#f8fafd;border-color:#d8e2ef;color:#182b49}.terms-confirm{background:#f0f6ff;border-color:#d7e5f5;color:#365c85}.privacy-check{color:#60718a}.privacy-check input{accent-color:#176bba}.site-footer{border-color:#dfe6ef;color:#60718a}.site-footer a:hover{color:#176bba}
@media(min-width:1440px){.kpi-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.kpi{min-height:155px}}
@media(min-width:1181px) and (max-width:1439px){.kpi-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:1180px){.main{padding:20px 24px 44px}.custom-range{flex-wrap:wrap}.dashboard-toolbar{align-items:flex-start;flex-wrap:wrap}.site-shell{padding:0 24px}.configure-panel,.results-panel{padding:24px}.apply-layout{gap:32px}}
@media(max-width:850px){.side{width:76px;padding:22px 8px}.side .brand{padding:0 7px 22px}.main{margin-left:76px;padding:18px}.nav button{justify-content:center;padding:12px 5px}.nav .nav-ico{display:inline-block}.authbox{padding:36px}.customer-app .kpis{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:760px){.site-shell{padding:0 18px}.welcome-heading{padding:34px 0 27px}.welcome-heading h1{letter-spacing:-1.1px}.welcome-heading p{font-size:14px}.hero-layout{grid-template-columns:1fr;gap:18px}.configure-panel,.results-panel{padding:24px}.apply-layout{grid-template-columns:1fr;padding:38px 0;gap:22px}.apply-copy{position:static}.apply-copy h2{font-size:30px}.info-strip{grid-template-columns:1fr;gap:18px;padding:26px 0}.topbar{gap:12px}.top-links{gap:12px}.top-links a:nth-child(2){display:none}.brand-lockup{font-size:18px}.top-login{padding:10px 13px}.application-card{padding:24px}.site-footer{align-items:flex-start;flex-wrap:wrap}}
@media(max-width:600px){.main{margin-left:0;padding:14px 14px 32px}.side{display:none}.top{padding:8px 0 16px;margin-bottom:18px}.top h1{font-size:23px}.hero{padding:22px}.hero h2{font-size:25px}.hero-date{margin-top:18px}.card{padding:18px}.kpi-grid{gap:10px}.kpi{padding:18px;min-height:150px}.num{font-size:24px}.kpi .label{font-size:9px}.kpi-icon{margin-bottom:14px}.dash-two{gap:14px}.quick-grid{gap:10px}.custom-range{width:100%;flex-wrap:nowrap}.custom-range .filter-input{width:100%;min-width:0}.custom-range .btn{padding:8px 12px}.filter-chip{font-size:11px;padding:8px 10px}.modalbox{padding:22px 18px}.authbox{padding:32px 24px}.customer-app .wrap{padding:20px 16px 36px}.customer-header{margin-bottom:24px}.customer-app .gate{margin:30px auto;padding:28px 22px}.customer-app .kpis{gap:12px}.customer-app .kpi{min-height:118px;padding:17px}.customer-app .value{font-size:21px}.customer-app .row{flex-wrap:wrap;gap:10px}.customer-app .head h1{font-size:26px}.customer-app .profile-photo-card{padding:18px;grid-template-columns:64px 1fr}.photo-placeholder,.profile-photo{width:64px;height:64px}.customer-app .profile-photo-card .btn{font-size:11px;padding:8px 10px}.rep-level{font-size:18px}.activation-app .card{padding:28px 22px}.results-grid strong{font-size:22px}.result-primary strong{font-size:33px!important}.results-panel h2{font-size:25px}.results-grid{grid-template-columns:1fr 1fr}.application-fields{grid-template-columns:1fr}.application-fields .full{grid-column:auto}.calendar-table{min-width:350px}.site-footer>div{flex-wrap:wrap}}
.admin-app:has(#auth:not([style*="display: none"])){padding-bottom:0;overflow:hidden}
.admin-app:has(#auth:not([style*="display: none"]))>.main,.admin-app:has(#auth:not([style*="display: none"]))>.side,.admin-app:has(#auth:not([style*="display: none"]))>.mobile-dock{display:none}
.auth{overflow-y:auto}.authshell{flex-shrink:0}
@media(max-height:600px){.auth{align-items:flex-start}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}